Overview - Numero

Build scalable fintech products with Numero’s robust infrastructure. Numero provides a suite of APIs that enable you to move money, collect payments, issue virtual cards, verify identities, and pay bills — all through a single integration.

What you can do with Numero

Product	Description
Transfers & Payouts	Send money instantly to any Nigerian bank account. Supports single and bulk transfers.
Collections	Create virtual NUBAN accounts for your customers and receive funds via bank transfer.
Cards	Issue and manage virtual USD cards for your customers.
Bill Payments	Pay for electricity, cable TV, and fund betting accounts on behalf of your users.
Verification / KYC	Verify customer identities using BVN, NIN, CAC, and 15+ other verification types.
Webhooks	Receive real-time notifications for account funding, transfers, and payouts.

Base URL

There is one base URL for every product — Transfers, Collections, Cards, Bill Payments and Verification all live behind it:

https://api.usenumero.com/numeroaccount

Live and test mode

There is no separate sandbox host. You get two API keys, and the key you send decides the mode:

Key	Mode	Behaviour
`live_key_…`	Live	Real money, real providers
`test_key_…`	Test	Simulated providers and an isolated test wallet — your live balances are never touched

Same base URL, same endpoints. Build against your test_key_, then swap in your live_key_ to go live — nothing else changes. See Test mode for funding and resetting your test wallet.

Quick links

Get API Keys — Sign in to your Merchant Dashboard to generate your live and test API keys.
Need help? — Contact us at [email protected]