Full credit picture (TriCredit summary)
Aggregates CRC, CreditRegistry, FirstCentral and FICO into a single call β the best one-shot βcan this person borrowβ check. Returns the borrowerβs profile plus a summary of loans, amounts borrowed/outstanding/overdue and delinquency counts. Some score fields can be null when a bureau has no data for the BVN.
Authorizations
Your business API key (live_key_...). Issued on approval; managed in Dashboard β Settings β Developer.
Base64(HMAC-SHA256(publicApiKey, input)) over the raw request body (POST) or canonicalized
query string (signed GET). Also send X-Numero-Signature-Version: v2. Required on
money-movement / state-changing endpoints (marked π).
The HMAC key is your Public Key as raw UTF-8 bytes β a SECRET despite the name, and a
different value from the X-Numero-Api-Key authentication header. Signing with the API key
will never produce a valid signature.